FDCPA News

Collections & Recovery

The Fair Debt Collection Practices Act (FDCPA) was enacted in 1977 to protect consumers from abusive, unfair, and deceptive practices by third-party debt collectors. The law details when and how a collector may contact a debtor. The government enforcer of the law has historically been the Federal Trade Commission (FTC), but some regulatory duties may be shared with the Bureau of Consumer Financial Protection housed within the Federal Reserve, created in 2010. The FDCPA is a strict civil liability law, which means that a consumer need not prove actual damages in order to claim statutory damages of up to $1,000 per violation plus reasonable attorney fees.

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Pennsylvania Judge Rules in Favor of Law Firm, Notes that Evidence Matters

31 January 2017

Oregon Court Rules in Favor of Agency Over Collection Letter

30 January 2017

Collector Contact Caps and the Application of “Regulatory Humility”

30 January 2017

Virginia Court Issues Nuanced Ruling in Case Involving Letters Referencing Wage Garnishment

26 January 2017

District Court Says Plaintiff Has Standing in FDCPA Envelope Case, in Spite of Spokeo Argument

24 January 2017

Court Rules in Favor of Plaintiff on Out of Stat Letter

23 January 2017

Supreme Court To Decide Whether Financing Company Collecting Debts Is A “Debt Collector” Under The FDCPA

23 January 2017

FDCPA Case Law Review for December 2016

18 January 2017

SCOTUS Hears Oral Arguments on FDCPA Out-of-Statute Debt Case

18 January 2017

New York Court Rules in Favor of Passive Debt Buyer

17 January 2017

Court Rejects Spokeo Argument - Declines to Dismiss FDCPA Envelope Case

12 January 2017

Collection Agency Fights the Good Fight (and Wins!)

11 January 2017

U.S. District Court in Indiana Rules 1099(c) Disclosure by Collection Agency is Not Misleading

11 January 2017

Latest CFPB Consent Order Changes the Rules for Collection Law Firms

10 January 2017

Collection Agency Wins FDCPA Case Against Plaintiff Without an Account

9 January 2017

FDCPA Case Law Review for November 2016

9 January 2017

Agency Seeking Attorney Fees in FDCPA Case Gets Mixed Result

5 January 2017

Kansas District Court Provides No Clarity on Payment/Revival Disclosures

4 January 2017

Requesting Attorneys’ Fees in Court Summons Does Not Misrepresent Amount of Debt

3 January 2017

Illinois Federal Judge Rules Collection Agency is Liable for Law Firm's FDCPA Violation

20 December 2016